Once you are only a few days or weeks from the due date of the delivery, it is normal to be excited and nervous. The stress increases if you are not familiar with the hospitals, NICU and the labour, then plan for the maternity tours. This is the best way to get familiar with the facilities, operation theatre, Dr, staff and the place where you will be spending few days during delivery. This is the best way to calm some of the pre-birth jitters and get answers of to the queries from the Doctors.
It is necessary that you avail a package or get pregnancy insurance before the delivery. While picking the insurance, ensure that all the medical expenses are covered whether it is for the mother or the child. Get a clear understanding of what is covered by the insurance. The insurance should cover maternity related hospitalisation, pre and post-natal expenses, hospitalization cost, newly born baby cover, amount covered and what is the waiting period for the insurance.
In addition, there are chances when the infants have some complex and chronic medical complexities and have to be shifted to NICU. The steep rising of the maternity expenses over the years is forcing people to be prepared well in advance of the delivery. This is a costly process and needs a special newborn insurance to cover the entire treatment. When it is unsure how much you need to spend in hospital on the treatment and medical bills for mother and the child, ensure to provide the best insurance coverage.
